Loan Programs - First Finance Lending

Home Loan Programs

Ideal for borrowers with good credit, conventional loans offer competitive interest rates and flexible terms.

Backed by the Federal Housing Administration, FHA loans are perfect for first-time homebuyers or those with less-than-perfect credit.

Available to veterans and active-duty service members, VA loans provide excellent terms with no down payment required.

These government-backed loans are tailored for rural and suburban homebuyers, often with zero down payment.

Pay only the interest on your mortgage for a set period, ideal for buyers who expect an increase in income or future refinancing.

Designed for higher-priced homes, jumbo loans offer financing options above conventional loan limits.

Flexible loans for borrowers who don’t meet standard lending criteria are ideal for those with irregular income.

Combines purchase and renovation costs into one loan, perfect for buyers looking to fix up a property.

Allows homeowners 62+ to access home equity without monthly payments, repaid when the home is sold or vacated.

ARMs start with a lower fixed interest rate for an initial period, then adjust periodically based on market conditions.

Enjoy the security of a consistent interest rate and stable monthly payments for the life of your loan.